Frequently asked questions.

You bring us an item of value — jewellery, a watch, a vehicle with a logbook, art, collectibles and more. We assess its value, offer you a loan amount, and hold the item securely as collateral. Repay the loan within the agreed term and your item is returned to you in the same condition.

No. The loan is secured entirely by your item, so we never run credit checks or ask for payslips and bank statements. Your credit record is irrelevant — and unaffected.

It depends entirely on the value of your item. Once we've assessed it — over the phone as an estimate, or in person for a firm offer — we'll tell you exactly how much we can lend against it.

Yes. Pledged items are stored securely for the full duration of the loan and are returned to you in the same condition once the loan is repaid.

Terms are agreed with you upfront — in writing — before you sign anything. If your circumstances change, talk to us early and we'll do our best to work something out.

If a loan isn't repaid within the agreed period, the pledged item may be sold to settle the balance. Because the item is the security, an unpaid loan doesn't follow you — there's no debt collection against you personally and no impact on your credit record.

We buy gold and jewellery, luxury watches, vehicles, trucks, motor bikes and excavators with papers, cherished plates, coins and other collectibles of intrinsic value. See the full list — or just call and ask.

Yes — call 043 012 5080 and describe your item. We'll give you an estimate based on its intrinsic value, then confirm a firm offer once we've inspected it in person.

Once you accept our offer, we pay immediately — cash in hand, or an instant bank transfer if you prefer.

Not at all. Every valuation is free and carries no obligation. If our offer doesn't work for you, you simply take your item home — no hard feelings, no fees.

A valid South African ID or passport — required by law for all second-hand goods transactions — along with the item itself. Any receipts, certificates, boxes or logbooks you have will help us make a stronger offer.

We have four branches: Berea (Shop 2A, Chamberlain Road), Beacon Bay (138 Bonza Bay Road) and Gonubie (2 Estuary Drive) in East London, plus Newton Park, Port Elizabeth (341 Cape Road) — open Monday to Friday, 9:00 to 16:30, and weekends by appointment. Walk-ins are welcome. See our contact page for directions.

Completely. Whether you're borrowing against an heirloom or selling a collection, your transaction stays private. It's one of the reasons clients choose us over traditional lenders.